Muse will be the top installed app for a while thanks to Meta’s distribution might.. But they are starting to have a retention issue: most people still don’t know what to do with a personal agent, so they lose interest after a while. I bet Muse will get much more proactive rather than reactive like it is today: “I can take care of this for you. Want me to?” I think there are a LOT of money saving opportunities in finance “Your credit card is charging 27% interest. You qualify for a much…