Is it completely techno-optimist to assume that companies will own their own intelligence with their own specialized models? “I think it is a bit techno-optimist because you have to have a certain amount of scale in order to build your own intelligence and own it. The big players will start to customize because they have the scale to justify it. Smaller companies want an out-of-the-box solution. I do not see this as every company using AI by leveraging their past data to make their own…