While we're all debating whether AI will lead to a bad outcome for humanity, it's important to remember that most of the world hasn’t even started using it yet. Pedro, Brex’s CEO, likes to refer to a specific chart (see the clip): “Each dot is 3.2 million people. Every gray box is someone that never used AI in the world (84%). Green boxes are free chatbot users (16%). Orange boxes are people who pay $20 a month for AI (~0.3%). And this tiny red box is people using agents effectively…